FraudDecision.java

package com.checkout.paymentgw.payment.client;

public record FraudDecision(String decision) {

    public static FraudDecision allow()  { return new FraudDecision("ALLOW"); }
    public static FraudDecision review() { return new FraudDecision("REVIEW"); }
    public static FraudDecision block()  { return new FraudDecision("BLOCK"); }

    public boolean isBlocked() {
        return "BLOCK".equalsIgnoreCase(decision);
    }
}